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Bihar Aajeevika Gramin Express Yojana 2026: Women will get interest-free loan
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Bihar Aajeevika Gramin Express Yojana 2026: Big news for women – will get interest free loan for buying vehicle, new scheme started:- In Bihar, “Aajeevika Gramin Express Yojana (AGEY)” is run by Jeevika. Under this scheme, interest free loans are given by the government. Bihar Aajeevika Gramin Express Yojana 2026: Who gets this loan, for what purpose this loan is given and how to apply for it, complete information about it is given in detail below.
Bihar Aajeevika Gramin Express Yojana 2026: If you want to avail the benefits under Bihar Aajeevika Gramin Express Yojana 2026: then read the article completely for complete information about it. Bihar Aajeevika Gramin Express Yojana 2026: To apply for benefits under this scheme and to get more information about it, click on the link given below.
Bihar Aajeevika Gramin Express Yojana 2026: Aajeevika Gramin Express Yojana (AGEY) is a scheme run under DAY-NRLM of the Central Government, which is implemented in Bihar through the Rural Development Department and JEEViKA (BRLPS). Bihar Aajeevika Gramin Express Yojana 2026 The main objective of this scheme is to provide self-employment to the women of JEEViKA Self Help Group (SHG) and to provide cheap and convenient transport service in villages and remote areas.
Bihar Aajeevika Gramin Express Yojana 2026: Let us tell you that under this scheme, the benefit of this scheme will be given for driving a vehicle on the prescribed route in the designated district. So if you want to take advantage of Bihar Aajeevika Gramin Express Yojana 2026, then you will have to go to Jeevika and find out whether the benefit of Bihar Aajeevika Gramin Express Yojana 2026 is available in the place for which you want to take this benefit or not.
Bihar Aajeevika Gramin Express Yojana 2026 Objective of the scheme:
- To create employment opportunities in rural areas.
- Strengthening transport services.
- To increase the income of rural women and their families.
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Bihar Aajeevika Gramin Express Yojana 2026: Benefits
Bihar Aajeevika Gramin Express Yojana 2026: Under this scheme, the government provides interest-free loans to the members of self-help groups to purchase vehicles and operate community transport services.
The amount of loan you will get under Bihar Aajeevika Gramin Express Yojana 2026 depends on the type of vehicle you are purchasing.
Bihar Aajeevika Gramin Express Yojana 2026: According to old information, the total maximum loan in Bihar AGEY guidelines is up to ₹8 lakh (₹6.50 lakh vehicle + ₹1.50 lakh maintenance).
Note:- Let us tell you that this is an interest free loan scheme, so you will have to return the money taken under it.
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Bihar Aajeevika Gramin Express Yojana 2026: Loan will be available on these vehicles
Bihar Aajeevika Gramin Express Yojana 2026: Detailed information about the vehicle loans available under this scheme is provided below. If you wish to purchase any of these vehicles, you can take advantage of this scheme.
- E-rickshaw
- Auto
- three-wheeler
- four-wheeler
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Bihar Aajeevika Gramin Express Yojana 2026: Eligibility
- The beneficiary must be a member of JEEViKA Self Help Group (SHG) and the SHG must be at least 1 year old.
- The beneficiary must be a member of the Village Organization (VO) of the concerned area.
- In the old guideline, the loan taken by the applicant from his/her SHG was as per the prescribed repayment schedule.
- It should have at least 90% repayment as per the terms and conditions.
- A provision of minimum 80% attendance was made.
- In the old Bihar guidelines, the beneficiary was required to be at least 8th pass and literate.
- It was stated that the beneficiary himself or the potential driver in his family, husband, son or daughter, must have a Commercial Driving License.
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Bihar Aajeevika Gramin Express Yojana 2026: Important documents
- Aadhar card
- Photo
- Bank Passbook
- JEEVIKA SHG Membership Details
- Documents related to SHG/VO
- Residence proof
- educational certificate
- Commercial Driving License
- vehicle quotation
- Business Plan
- SHG loan repayment record
- Other documents required by JEEViKA/CLF
Bihar Aajeevika Gramin Express Yojana 2026: Application Process
Bihar Aajeevika Gramin Express Yojana 2026: Applications for benefits under this scheme will be accepted offline. If you wish to benefit from this scheme, you will need to contact your Jeevika group to apply. The Jeevika group head will then provide you with all the information related to the application process. You will then be able to apply as directed.
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Bihar Aajeevika Gramin Express Yojana 2026: Conditions for getting benefits under the scheme
- Age should be applicable in the relevant field.
- The requirement of the route is decided.
- Available vehicles/targets may be limited.
- Selection is done through SHG/VO/CLF.
- The grading/eligibility of the applicant is checked.
- Vehicle quotation and business plan are reviewed.
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Bihar Aajeevika Gramin Express Yojana 2026 : Important Links
| Check Official Notice | Click Here |
| Official Website | Click Here |
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What is Bihar Aajeevika Gramin Express Yojana 2026?
Under the Aajeevika Grameen Express Yojana (AGEY), eligible JEEViKA Self Help Group women are provided interest-free loans to purchase vehicles for rural transport services.
How much loan is available under Aajeevika Gramin Express Yojana?
According to the official Bihar Age Limit Guidelines, an interest-free loan of up to ₹6.50 lakh is available for vehicle purchases. The actual amount depends on eligibility and vehicle price.
Can I buy E-Rickshaw under this scheme?
Yes, AGEY provides for designated passenger vehicles, including e-rickshaws, for rural transport services. Vehicle options available in the current district/block should be confirmed with the JEEViKA office.
Who can avail the benefits of Bihar Aajeevika Gramin Express Yojana?
Eligible women, primarily those associated with JEEViKA Self-Help Groups (SHGs), can participate in the selection process for this scheme. Other eligibility conditions also apply.
Will the money under Aajeevika Gramin Express Yojana have to be returned?
Yes. This is an interest-free loan, not a grant. Therefore, the approved loan amount must be repaid within a specified period.
